Life is the ultimate pendulum. It can make you laugh until you’re breathless and crying, but it can also make you cry breathlessly. Through the ups and downs, there’s one tool you can count on to always be there for you…whatever you need: Life insurance. Let us show you how you can make life insurance be your protector and your provider, no matter what life sends your way.
Life insurance is one of those things that society has somehow made taboo because people always relate it to death. But, the fact is, life insurance and life insurance products are meant more for life. It can be a provider and protector in so many ways…and we can help you with all of them.
Life insurance is a versatile tool that can be used to help protect and provide for your family far beyond providing a death benefit if you pass away.
For me, Reach One Financial Network is more than a business. It’s how I live. I am on a crusade to protect one family at a time because I believe that every time you reach one person, you have the ability to make a positive impact on their life. So, I’ve made it my mission to do exactly that each time I work with a client. I know that I am ordained to serve and I am truly blessed to be able to be a beacon of financial literacy for those I meet.
We are a licensed financial network that provides education and services in the insurance industry and beyond. We are currently licensed in seven states–Illinois, Indiana, Minnesota, Wisconsin, Georgia, Texas and New Mexico–and have partners in many other states across the nation.
In addition to providing insurance-based services, we also provide services that help our clients to obtain and / or maintain financial stability–from age two weeks old through retirement. We believe everyone is connected, similarly to how families are connected, and treat everyone like they are our favorite family members.
OUR PROMISE: Here at Reach One Financial Network, no one is ever just a number or a sale. You and your decisions will always be met with the utmost regard and treated with extraordinary customer service. We are here to serve and work for your best interest.
We’ve partnered with the nation’s best to ensure you ALWAYS have the power to choose what’s best for you. Let’s sit down and talk to narrow down your choices.
We help our clients have the best possible financial health they can have. Each service we provide is designed to give customized, focused attention to your unique situation, needs and goals. Here are the flagship services we offer to help families be better positioned to take control of their finances and to build financial independence.
That depends on your goals and what’s important to you. For many, being able to provide for their families financially and to not be a burden on them if they become ill is a priority. Life insurance can certainly help make sure that doesn’t happen. But, it can also be a useful tool for building wealth.
Underwriting is a fancy word that basically means that the insurance company is going to look into your history a bit to determine how risky it would be to insure you. If you’re a daredevil, they would not be as quick to insure you compared to if your idea of an adventurous outing is changing the sand in your ant farm. But seriously, it’s a simple process. Most of it is about reviewing information about you and in some cases, you may need to have a nurse come to your home to draw blood and to collect a urine sample. Easy!
No. You don’t have to go through underwriting. We have access to carriers that offer both underwritten and non-underwritten life insurance options.
Term life insurance is designed to cover you for a set period of time; 10, 20 or 30 years is common. Permanent life insurance, however, is meant to cover you from the age you are when you purchase it until age 95 or older.